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Blog

Thu Feb 2025

Base Rate Reduced to 4.5% – What It Means For Your Mortgage

Fantastic news for home buyers and home owners today! The Bank of England’s (BoE) Monetary Policy Committee (MPC) has reduced the base rate by 0.25%, bringing it down to 4.5%. The decision marks […]
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Unit 227, 45 Salisbury Road, Cathays, Cardiff, CF24 4AB

01792 683583

hello@prismmortgages.co.uk

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. 

 

Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. 

 

Think carefully about securing other debts against your home. 

 

Third party links – Please note that by using any third party links included in this website you will depart from the regulated site of Prism Mortgage & Protection Advice Ltd, who are not responsible for the accuracy or the content within the non-regulated site. 

 

Dependent on your circumstances: 

 

  • There may be a fee for mortgage advice
  • Where applicable, part of the fee may be payable upon your full mortgage application
  • We may charge a fee for future mortgages once you have paid our initial fee

 

Some buy to let mortgages, wills and funeral planning are not regulated by the Financial Conduct Authority (FCA). 

 

Prism Mortgage & Protection Advice Ltd are an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales.  Company no. 15228673. Registered address: Unit 227, 45 Salisbury Road, Cathays, Cardiff, CF24 4AB. FCA Reference 1008574 

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