Fantastic news for home buyers and home owners today! The Bank of England’s (BoE) Monetary Policy Committee (MPC) has reduced the base rate by 0.25%, bringing it down to 4.5%. The decision marks […]
Simon and Caroline contacted me for assistance with a remortgage and a Transfer of Title, moving the property from solely Simon’s name to joint names. Alongside this, they needed to review the financial […]
In the complex world of mortgages and financial protection, customers with unique circumstances often find it difficult to secure what they need. Read on to find how I successfully secured both mortgage funding […]
Existing customers pointed a husband and wife in my direction. They had secured professional roles in the UK in 2021 and took the leap of faith to relocate here from a foreign country […]
Holly and Jason were referred to me by an existing customer as their existing 2 Year Fixed Rate mortgage with Halifax was about to expire. They were worried about an impending increase in […]
Fantastic news today! The Bank of England have reduced the base rate from 5% to 4.75%. This is promising news for anyone with a mortgage or those considering buying a home in the near future. […]
Purchasing a property, whether you’re a First Time Buyer or a home mover, is an exciting experience – but it can also come with its challenges. One frustration many buyers face is feeling […]
The UK mortgage market is moving in a positive direction. In August, we saw the first decrease in the Bank of England Base Rate for over four years […]
In recent months, many homeowners have been startled by significant increases in their home insurance premiums, with reports indicating hikes far above the general inflation rate. What exactly is driving these steep rises, and what can you do about it?. […]
Fantastic news today – The Bank of England has cut the base rate for the first time in over four years. The rate was at a 16 year high of 5.25% but has been cut by 0.25% to 5%. […]
The Labour Party has swept to power in a landslide general election victory, meaning they can now start working towards putting some of their manifesto pledges into action. Here’s a breakdown of Labour’s plans for mortgages, housing, and First Time Buyers […]
In this case study, I outline how having access to the whole of the market and the ear of decision makers allowed me to help first-time buyers navigate the complexities of buying a home with gifted equity […]
This blog takes a look at the housing policies from the Conservative Party, Labour Party, Liberal Democrats, Green Party, Reform UK, Scottish National Party (SNP), and Plaid Cymru. […]
In May 2024, the inflation rate in the UK fell to 2%, the lowest it has been since 2021, and down from 2.3% the previous month. This reduction in inflation has been influenced by decreased growth in energy and food prices… […]
Life’s unpredictability can sometimes feel overwhelming, especially when big changes like buying your first home or starting a family are on the horizon. In this case study, I’ll share how I helped a young couple navigate […]
This case study explores the journey of a customer who faced the challenge of wanting to purchase a new home while struggling to sell their inherited property. […]
The Bank of England’s Monetary Policy Committee (MPC) held their latest meeting on May 9 to discuss interest rates. Inflation concerns have not gone away and, leading up to the meeting […]
Whether you’re buying your first home or up-sizing, each purchase is a milestone event. As an experienced Mortgage & Protection Adviser, I’m here to guide you through the homebuying process […]
Have you ever felt trapped in the rental cycle, dreaming of your first home but unsure how to make it a reality? Skipton Building Society’s announcement of their ‘Track Record Mortgage’ product in May 2023 […]
The Bank of England recently announced that it would keep interest rates steady for the fifth meeting in a row. This decision was expected, but what caught attention was the hint that rates could be cut in the future […]
My customers are cash-rich, time-poor busy professional parents who had relied on my services for many years. We picked up around six months in advance of the expiry of their current mortgage terms. […]
Buying your first home is a big step. It’s an exciting time but can feel daunting too, especially when it’s time to make an offer on a place you’ve fallen in love with. Have you ever thought the highest offer always wins? Think again […]
We’re all feeling the pinch of rising prices and many of our customers are understandably concerned about their future monthly mortgage payments, given the extensive media coverage around spiralling interest rates […]
First Time Buyers commonly face two main mortgage affordability challenges: saving enough for a deposit while renting and securing an income level that allows them to borrow the necessary amount to purchase their first home […]
Hello and welcome! We’re Adam and Megan, the proud co-founders of Prism Mortgage & Protection Advice. We’re excited to introduce you to a brokerage that’s all about embracing the future, while staying true […]