A QUICK
OVERVIEW
Whether you’re relocating, upsizing or downsizing, securing a mortgage is a pivotal step in the process. At Prism, we understand the unique challenges and opportunities that come with moving home. We’re here to guide you through the mortgage landscape with precision and ease.
Benefits of using Prism as a Home-Mover
- Guided Expertise: Our experience spans decades. We have worked with the UK’s leading financial institutions.
- Whole of Market Access: We analyse the entire market to find you the most cost-effective and suitable mortgage based on your needs and circumstances.
- User-Friendly Tools: Our innovative Affordability Calculator gives you a clearer picture of what you can afford, setting you on the right path from the start. Book a call with us to discuss your results.
- No Jargon: We pride ourselves on clear and concise communication. No confusing jargon, just straightforward advice tailored to your needs.
- Digital Advantage: Our online approach means you get timely updates, efficient document processing, and the convenience of telephone or video call consultations, all tailored to fit your modern lifestyle.
Process/Steps Involved:
- Pre-Qualification: Click here to use our online affordability calculator where you’ll get an idea of what you can borrow.
- Initial Consultation: Click here to book a free initial consultation to discuss your needs and aspirations.
- Documentation: With our electronic documentation process via our Customer Login page, you can securely submit all necessary paperwork online.
- Financial Review: We’ll assess your financial situation, taking into account your income, expenses, and any other relevant factors.
- Agreement In Principle: We’ll secure your Agreement In Principle (AIP), so you can start house-hunting.
- Find Your Dream Home: Let us know when you have had an Offer accepted on a property you love and we’ll take care of your mortgage application.
- Application Submission: We’ll provide a tailored recommendation and we’ll take care of your mortgage application, from start to finish.
- Regular Updates: From application to approval, we’ll keep you informed every step of the way.
- Completion: When your mortgage is approved and the conveyancing is completed, it’s time to pick up the keys – you’re moving home!
