Thu Apr 2026
Blog
Thu Mar 2026
Bank of England Holds Base Rate at 3.75% – But UK Mortgage Rates Are Moving
The Bank of England has held the base rate, but mortgage rates across the UK are shifting as lenders respond to global economic uncertainty and rising swap rates. The Bank of England has […]
Thu Feb 2026
Bank of England Holds Interest Rate at 3.75% – What It Means for You in 2026
The Bank of England has decided to hold the Base Rate at 3.75% today, following a gradual series of cuts over the past 18 months. So, what’s going on – and what does […]
Thu Feb 2025
Base Rate Reduced to 4.5% – What It Means For Your Mortgage
Fantastic news for home buyers and home owners today! The Bank of England’s (BoE) Monetary Policy Committee (MPC) has reduced the base rate by 0.25%, bringing it down to 4.5%. The decision marks […]
Thu Nov 2024
Another Base Rate Reduction! What It Means for UK Homebuyers
Fantastic news today! The Bank of England have reduced the base rate from 5% to 4.75%. This is promising news for anyone with a mortgage or those considering buying a home in the near future. [...]
Wed Oct 2024
Understanding the current market & what the future may hold for your mortgage
The UK mortgage market is moving in a positive direction. In August, we saw the first decrease in the Bank of England Base Rate for over four years [...]
Thu Aug 2024
UK Interest Rates Cut for the First Time in Four Years
Fantastic news today - The Bank of England has cut the base rate for the first time in over four years. The rate was at a 16 year high of 5.25% but has been cut by 0.25% to 5%. [...]
Thu Jun 2024
Interest Rates Held: A Clearer Perspective
In May 2024, the inflation rate in the UK fell to 2%, the lowest it has been since 2021, and down from 2.3% the previous month. This reduction in inflation has been influenced by decreased growth in energy and food prices... [...]
Thu May 2024