Mon Jun 2026
Blog
Thu Jun 2026
Bank of England Holds Base Rate at 3.75% – But Mortgage Rates Continue to Move
The Bank of England has today decided to keep the Base Rate at 3.75%, as policymakers continue to balance the challenge of rising inflation against signs of a slowing UK economy. While this […]
Thu Apr 2026
Base Rate Held at 3.75% – Why Are Swap Rates Driving Mortgage Changes?
The Bank of England has today held the base rate at 3.75%, unchanged since its reduction on 18th December 2025. However, since March 2026, mortgage pricing has moved – first upwards, and more […]
Thu Apr 2026
Critical Illness Cover Explained: A Practical Guide for Homeowners
If you were diagnosed with a serious illness and couldn’t work, what would you want to happen? Would you have the financial resources to: Buying a home and taking out a mortgage is […]
Thu Mar 2026
Bank of England Holds Base Rate at 3.75% – But UK Mortgage Rates Are Moving
The Bank of England has held the base rate, but mortgage rates across the UK are shifting as lenders respond to global economic uncertainty and rising swap rates. The Bank of England has […]
Wed Mar 2026
Income Protection Insurance Explained: A Practical Guide for Homeowners
Taking out a mortgage is likely to be the biggest financial commitment you ever make. No-one takes out a mortgage because they “want a mortgage”, but for most people a mortgage is necessary to facilitate the […]
Fri Feb 2026
What is Whole of Market Mortgage Advice – and Why Does it Matter?
If you’re planning to buy your first home, move house, or remortgage, you’ve likely come across the phrase “whole of market” mortgage advice. But have you ever considered what it really means – and why could it be important for you? In […]
Thu Feb 2026
Bank of England Holds Interest Rate at 3.75% – What It Means for You in 2026
The Bank of England has decided to hold the Base Rate at 3.75% today, following a gradual series of cuts over the past 18 months. So, what’s going on – and what does […]
Thu Feb 2025
Base Rate Reduced to 4.5% – What It Means For Your Mortgage
Fantastic news for home buyers and home owners today! The Bank of England’s (BoE) Monetary Policy Committee (MPC) has reduced the base rate by 0.25%, bringing it down to 4.5%. The decision marks […]
Thu Nov 2024
Another Base Rate Reduction! What It Means for UK Homebuyers
Fantastic news today! The Bank of England have reduced the base rate from 5% to 4.75%. This is promising news for anyone with a mortgage or those considering buying a home in the near future. [...]
Tue Oct 2024
Navigating Conditional Selling: How to Avoid Pressure from Estate Agents
Purchasing a property, whether you’re a First Time Buyer or a home mover, is an exciting experience – but it can also come with its challenges. One frustration many buyers face is feeling […]
Wed Oct 2024
Understanding the current market & what the future may hold for your mortgage
The UK mortgage market is moving in a positive direction. In August, we saw the first decrease in the Bank of England Base Rate for over four years [...]
Wed Aug 2024
Understanding the Surge in Home Insurance Costs
In recent months, many homeowners have been startled by significant increases in their home insurance premiums, with reports indicating hikes far above the general inflation rate. What exactly is driving these steep rises, and what can you do about it?. [...]
Thu Aug 2024
UK Interest Rates Cut for the First Time in Four Years
Fantastic news today - The Bank of England has cut the base rate for the first time in over four years. The rate was at a 16 year high of 5.25% but has been cut by 0.25% to 5%. [...]
Thu Jul 2024