Thu Feb 2025
Blog
Thu Nov 2024
Another Base Rate Reduction! What It Means for UK Homebuyers
Fantastic news today! The Bank of England have reduced the base rate from 5% to 4.75%. This is promising news for anyone with a mortgage or those considering buying a home in the near future. [...]
Wed Oct 2024
Understanding the current market & what the future may hold for your mortgage
The UK mortgage market is moving in a positive direction. In August, we saw the first decrease in the Bank of England Base Rate for over four years [...]
Wed Aug 2024
Understanding the Surge in Home Insurance Costs
In recent months, many homeowners have been startled by significant increases in their home insurance premiums, with reports indicating hikes far above the general inflation rate. What exactly is driving these steep rises, and what can you do about it?. [...]
Thu Aug 2024
UK Interest Rates Cut for the First Time in Four Years
Fantastic news today - The Bank of England has cut the base rate for the first time in over four years. The rate was at a 16 year high of 5.25% but has been cut by 0.25% to 5%. [...]
Thu Jul 2024
What Are Labour’s Plans for Mortgages, Housing, and First Time Buyers?
The Labour Party has swept to power in a landslide general election victory, meaning they can now start working towards putting some of their manifesto pledges into action. Here's a breakdown of Labour’s plans for mortgages, housing, and First Time Buyers [...]
Wed Jun 2024
GENERAL ELECTION 2024: Your Guide to Party Policies on Housing, Mortgages and Energy Efficiency
This blog takes a look at the housing policies from the Conservative Party, Labour Party, Liberal Democrats, Green Party, Reform UK, Scottish National Party (SNP), and Plaid Cymru. [...]
Thu Jun 2024
Interest Rates Held: A Clearer Perspective
In May 2024, the inflation rate in the UK fell to 2%, the lowest it has been since 2021, and down from 2.3% the previous month. This reduction in inflation has been influenced by decreased growth in energy and food prices... [...]
Thu May 2024
Analysing the Bank of England’s Interest Rate Decision
The Bank of England's Monetary Policy Committee (MPC) held their latest meeting on May 9 to discuss interest rates. Inflation concerns have not gone away and, leading up to the meeting [...]
Tue Apr 2024
Making the right decisions about your mortgage in a changing market
The Bank of England recently announced that it would keep interest rates steady for the fifth meeting in a row. This decision was expected, but what caught attention was the hint that rates could be cut in the future [...]
Thu Feb 2024